ABS.AI

Tahwisha

A private, company-internal saving group platform giving employees a simple, trusted way to manage rotating savings circles within their organization.

Tahwisha is a dedicated mobile application for internal corporate saving groups (Gam'eya). Designed exclusively for employees of a single organization, it brings the familiar rotating savings model into a clean, structured digital environment making it easy to join groups, track contributions, and manage payouts transparently within the company.

Traditional internal saving circles in Egyptian workplaces run on trust and manual coordination — WhatsApp messages, paper lists, and verbal agreements. Tahwisha replaces that entirely with a purpose-built app that gives employees full visibility into their saving group memberships, upcoming payouts, and available circles to join all within their company's private platform.

Tahwisha was built to digitize internal corporate saving circles — a deeply familiar financial practice in Egyptian workplaces that has always relied on trust, paper lists, and WhatsApp coordination. The core challenge was replacing that informal system with a structured, transparent, and private digital platform without losing the simplicity employees expect.

  • My Groups: View all active saving groups the user is currently enrolled in.
  • Group Discovery: Browse and join all available open saving circles within the company.
  • Contribution Tracking: Monitor payment history, upcoming contributions, and payout schedule.
  • Payout Management: Track when your payout turn is due and confirm receipt.
  • Notifications: Automated reminders for upcoming contributions and payout milestones.
  • Admin Panel: Company admin controls for creating groups, managing members, and overseeing all activity.

Tahwisha delivers a focused, trustworthy set of features designed to replace informal saving circle coordination with a structured, transparent, and private digital platform built specifically for company-internal use.

  • View all active saving groups the employee is currently enrolled in.
  • Browse and join all available open saving circles within the company.
  • Monitor payment history, upcoming contributions, and payout schedule.
  • Track when your payout turn is due and confirm receipt.
  • Automated reminders for upcoming contributions and payout milestones.
  • Company admin controls for creating groups, managing members, and overseeing all activity.
  • Full bilingual support across all content (Arabic & English).
  • Responsive design across all devices.

Platform Architecture

Tahwisha is not a generic fintech app — it is a closed, company-internal saving group platform designed to bring structure, transparency, and trust to a deeply familiar workplace financial practice. The platform operates across two layers:

  • Employee Layer:: A simple, focused mobile app (Android & iOS) where employees view their active saving group memberships, track contributions and payouts, discover available groups to join, and receive automated reminders — all within their company's private environment.
  • Administration Layer:: A comprehensive admin panel giving HR or finance teams full visibility and control over all saving group activity — creating new groups, managing members, monitoring contribution status, and maintaining a complete audit trail across the organization.

Both layers are connected through a unified backend, ensuring real-time synchronization of contribution records, payout schedules, and group membership — eliminating disputes and giving every participant full transparency at all times.

  • 65% Fewer saving group disputes
  • 45% Faster group enrollment
  • 40% Higher employee participation
  • Mobile (Android & iOS)
  • Mongo db
  • Node js
  • Express
  • Contabo